A 15-year mortgage usually comes with significantly higher monthly payments than a traditional 30-year loan for the same amount. On the other hand, your interest rate will usually be a bit lower, and since you’re borrowing money for a shorter time, the total amount you pay in interest may be tens of thousands or even hundreds of thousands of dollars less.
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You are a loan officer trying to decide which clients deserve your best rates. The table below shows the credit scores of several loan applicants. Name Experian Equifax TransUnion Kellin 720 783 733 natasha 699 684 784 Edward 789 658 782 Lisa 810 679 792 Based on each applicant’s median credit score, who deserves your best interest rates? a.
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