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In addition to mortgage rates, there are many other obligations that factor into your overall mortgage payment. HOA Dues, Hazard Insurance, Home Warranties, Property Taxes.. to name a few. It helps to be aware of the expenses involved in owning real estate in order to set a monthly budget that is true to your financial goals and expectations.
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The big issue I had with the post was the practice of going through the steps of getting preapproved with a Mortgage Professional just to drop them at the curb when you have a bona fide transaction. ardell brought up an excellent question though, when are you committed to a Mortgage Professional? When somebody contacts me for the first time.
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